WHAT WE DO
A specialist approach to structuring risk.
We design, arrange and broker insurance programs built exclusively for the technology sector. That means we don’t look for ways to shoe-horn your business into a standard commercial policy pack. Instead, we take the time to understand what you actually do, identify the precise operational risks that come with it and place robust cover at a price that reflects today’s market.
We believe that data-driven insight, combined with decades of senior underwriting experience, delivers far more value than a standard sales pitch.
How we work
We endeavour to strip away the manual administration and generic questionnaires to focus on what matters. Our consultative brokerage model follows four distinct phases:
Operational Diagnosis
We evaluate your business model, delivery methodologies and operational touchpoints to understand how you execute your services.
Risk Mapping
We pinpoint your highest true exposures whether that is data handling liabilities, intellectual property vulnerabilities, software failures or physical asset dependencies.
Program Architecture
We engineer a lean, custom insurance program. We eliminate expensive premium bloat and redundant layers, ensuring you only pay for protection you actually need.
Continuous Advocacy
We manage the market placement, handle renewals seamlessly via our digital-first platform and stand firmly in your corner to advocate for you if a claim or dispute ever arises.
Aligning cover with your commercial contracts
A major pain point for growing tech firms is navigating complex insurance requirements hidden within client agreements. As an integral part of our advisory service, we help you understand exactly how your insurance policies interact with the legal commitments and liability caps in your commercial contracts.
This provides you with a practical, real-world perspective to inform your business decisions and ensures you don’t sign contracts that invalidate your insurance.
Please note: Our analysis is a commercial risk assessment designed to map insurance alignment; it does not constitute formal legal advice. We always recommend engaging your own specialist legal counsel for the drafting and finalization of the commercial contracts themselves.
The insurance market right now: cheaper isn’t the same as right.
Right now, commercial insurance buyers hold the upper hand. The UK tech insurance market is highly competitive, premium pricing is keen and capacity is plentiful. While lower overhead is always welcome news for a business, a soft market introduces a hidden vulnerability.
Generalist brokers frequently compete purely on price, copying and pasting cut-rate, off-the-shelf policies just to win your business…
However, an insurance policy is only worth what it pays when a project goes wrong. We reframe the “soft market” opportunity: we use today’s highly competitive pricing to negotiate superior, tech-specialist wordings and broader coverage extensions for your business. We ensure that a good deal on premium remains a rock-solid safety net when your reputation is on the line.
INITIATE DIAGNOSIS
Your operational diagnosis starts here.
The first step costs nothing but a conversation.
Tell us how your business runs, and we’ll show you where your current cover holds up and where it doesn’t.