ABOUT US
Led by underwriting expertise, not sales pitches.
InsurStack was founded by Richard Kelly to bridge the communication gap between fast-moving technology innovators and traditional, slow-moving insurance carriers.
Most commercial brokers are sales-led generalists who split their time between retail shops, construction sites and haulage firms. They look at the tech sector from the outside, often misunderstanding the operational realities of software deployment, hardware design or managed service delivery.
InsurStack is different. We are a specialist, founder-led brokerage built on a simple premise: to protect a modern technology business, you have to speak its language and understand how its systems operate.
Two decades of institutional insight, built in your corner.
Before establishing InsurStack, Richard spent over 20 years managing complex commercial insurance books and leading specialist underwriting teams for premier national insurers, including Aviva, Travelers and Hiscox.
His career has been defined by a deep technical focus. He has spent years actively designing insurance products, writing underwriting guidelines and assisting with the complex analysis and engines that carriers use to evaluate and price risk.
We have taken that deep institutional knowledge and stripped away the rigid, bureaucratic corporate layers. When you partner with InsurStack, you get direct access to senior underwriting insight combined with a lean, responsive, digital-first broker experience.
Why our background matters to your business.
Our specialised industry background translates directly into distinct practical advantages for our clients:
Accurate Policy Structuring
As we understand policy wordings and claims trends inside out, we know how to engineer cover that matches your exact delivery model. No gaps, no irrelevant layers.
Strong Client Advocacy
We don't just pass your details to an insurer; we know how to present your risk profile to underwriters in their own language, enabling us to negotiate fairer pricing and broader coverage.
Proactive Risk Guidance
From analysing how a policy interacts with your client contract limits to evaluating emerging tech exposures like AI and data governance, we provide ongoing, practical insight to inform your commercial choices.
GET IN TOUCH
Talk with an underwriter, not a salesperson.
Twenty years of underwriting insight, now in your corner.
Walk us through how your business is actually built and delivered, and we’ll map it against real underwriting criteria: where your current policy fits, and where it’s leaving gaps.